Financial Policy

Prudent Reserve:

The Board Increased the Prudent Reserve to $45,000 (A $15,000.00 dollar increase from the previous policy).  This amount will allow us to cover the business needs including but not limited to:

  • Fulfilling our lease - calculated $1,200 for 12 months.  Amount estimated $15,000.
  • Business turndown - calculated $7,000 for 4 months.  Amount estimated $30,000.
  • And any additional dollars need to cover Accountant and Attorney fees involved with business turndown.

Operating Account:

The board passed that our operating account should be at $21,000, which is 3 months at $7,000 a month in expenses.  Saint Paul Intergroup has many monthly expenses.  Justification for maintaining this dollar amount include, but are not limited to:

  • Three pay period months.
  • Additional funds to pay employees for vacation time.
  • Large inventory purchases.
  • Large literature purchases for groups on their credit.
  • Unexpected needs in the office (e.g. unexpected copier repair)

Should Saint Paul Intergroup come into a windfall and have substantially more than our recommended amount for longer than 9 months we will solicit groups input on how to allocate the additional funds.

Approved by the Board of Directors, 20 May 2014


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